Comprehensive Financial Planning

Comprehensive Financial Planning

Comprehensive Financial Planning

Do you have enough to retire? Will you run out of money in retirement? Is your family provided for if something were to happen to you? Financial planning answers these questions and many more!

Planning is about setting goals and finding the best path toward meeting them. But life happens and plans need to be adjusted. That’s the reason our planning is different.  We follow your progress and make changes when needed.  We answer new questions and resolve new problems as they arise helping you make better financial decisions along the way to meeting your goals.

Our financial plans are comprehensive and provide a roadmap for meeting current and future goals.

The Process

1. Initial Discussion

In the initial discussion, we want to understand what is important to you and your family. We discuss the strengths, opportunities, and challenges you may face as you work toward your goal. Topics we will touch upon may include:

  • Goals and hopes for the future
  • Current concerns and problems
  • Future responsibilities

2. Data Gathering

We’ll work with you to gather all the necessary data to help you understand where you are on the path toward achieving your goals. The amount of info we need depends upon the scope and complexity of your situation. Some of the documents needed are:

  • Income Tax Forms
  • Budget
  • Investment Accounts
  • Mortgages
  • Debts
  • Social Security Statement
  • Rental Properties
  • Business assets and liabilities
  • Insurance policies

3. Analyzing

Our team of professionals will analyze the data and determine what actions need to be taken to meet the goals, answer your questions and create a plan for now and the future.

4. Communicating

This is where we deliver your personal roadmap. We’ll show you how close you are to achieving your goals, and give you our specific recommendations for actions – large or small – to get you closer.

We will set a 60-minute meeting to discuss our findings, review the steps that will put the plan into action and answer any questions.

5. Implementing

A plan has no value if no action is taken to make it work for you. At this stage, if you choose to become an asset management client, we walk you through the investment strategy tailored to help you achieve your objectives. We always speak to you with easy-to-understand language, not investment-industry jargon. We haven’t done our job if you don’t have a good understanding of what you hold in your portfolio, and why.

6. Checking-In

You will receive a monthly check-in call or email giving you the opportunity to change the plan or to discuss difficulties in implementing the plan, help in making decisions and solutions for current issues.


Better Money Decisions, LLC, may transact business only in states in which it is registered, or in which it is excluded or exempted from registration.
Better Money Decisions, LLC, is currently registered in the states of New Mexico, Arizona, Texas and California.

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