Services - Wealth Management in Investing, Retirement | Better Money Decisions

Start your retirement, today.

Our recognized, holistic wealth management process allows us to partner with you as your complete financial advocate. Our team works in equal parts as your investment manager, financial planner, coach, and personal guide.

Investing for every stage of life

Investing can seem like a daunting task when your financial needs constantly change. Our team can help actively manage your investments and take advantage of each stage to maximize growth potential for you and your family.

On Your Own

Whether single, widowed or divorced, being on your own is a stage of life most of us will experience at one time or another. The impact a financial decision can have is especially important for someone on their own and we specialize in helping set a path for financial freedom on your terms.

Thinking About Retiring

This is the sweet spot for setting yourself up for Financial Wellness for Life! Planning is everything and the earlier you start the more confident you can be in making the right retirement decisions. When can I retire? How much can I spend in retirement? When should I claim Social Security? These are only a few of the questions early planning can answer and by starting now, you can adjust the course so retirement is everything you want it to be.

Thinking About Retiring

This is the sweet spot for setting yourself up for Financial Wellness for Life! Planning is everything and the earlier you start the more confident you can be in making the right retirement decisions. When can I retire? How much can I spend in retirement? When should I claim Social Security? These are only a few of the questions early planning can answer and by starting now, you can adjust the course so retirement is everything you want it to be.

Suddenly Wealthy

Inheritance? Lottery winning? Business sold? Whatever the circumstance, an unexpected financial windfall can be life changing but it’s not without challenges and a mix of complex emotions. A sudden change in your financial picture requires careful planning so that you do not dissipate the benefits of protecting, sharing and growing your good fortune.

Already Retired

Retirement requires adjustments in almost every aspect of your life. How do I spend my days? Where will my monthly paycheck originate? Can I reduce taxes? What accounts should I use first? How should I invest to make my money last? Clients in retirement realize that managing their finances is time consuming and confusing. That’s where we can help. We simplify investing, create a financial plan and organize your financial life so you can spend time doing what you love.

Already Retired

Retirement requires adjustments in almost every aspect of your life. How do I spend my days? Where will my monthly paycheck originate? Can I reduce taxes? What accounts should I use first? How should I invest to make my money last? Clients in retirement realize that managing their finances is time consuming and confusing. That’s where we can help. We simplify investing, create a financial plan and organize your financial life so you can spend time doing what you love.

How we help.

Wealth is not a destination, it’s a journey. We can be your guide. We specialize in helping clients build wealth through smart investment management and comprehensive retirement planning strategies.

Cash Flow Management

Structuring income from your savings by creating a monthly paycheck while mitigating taxes and preventing you from selling equities when the markets are down. Determining the right type of account for each investment asset will ease cash flow in retirement.

Financial Planning

It all begins with a comprehensive financial analysis and life plan. The investments you own, the spending you can afford, the risk you want and need to take all stem from the information revealed through planning. It is not only the starting line but is the milestone to be revisited on a regular basis and when your life changes.

Portfolio Management

Making your money work for your specific goals and desires in life is the purpose for portfolio management. After all, what’s money for but to live the life you want!. Your portfolio is crafted specifically for you. The investments and asset allocation are determined and evaluated regularly.

Insurance & Annuities

We don’t sell insurance products which is the reason we are unbiased assessors of your insurance needs. Our evaluations of your policies including, homeowner’s, life, health and annuities will determine what changes or additions you should make to improve your overall risk management.

Tax Planning

Every year we do a thorough review of your tax considerations. We ensure you take any necessary Required Minimum Distributions, and work to minimize the tax consequences through managing capital gains and losses in your portfolio. We will work with your CPA or accountant to minimize taxes.

Estate Planning

Defining your legacy and how to ensure its success is an important part of our service. We review your estate documents, charitable giving and beneficiaries. Through Everplans, we offer clients an opportunity to store all estate documents and information in a secure location that can be shared. It’s a gift your beneficiaries will love.

Financial Wellness for Life®

Financial decisions impact almost every aspect of our lives. Without a holistic view, a change in one area can disrupt others, preventing personal financial harmony. That’s the reason we created our Financial Wellness for Life® service to help you make the best possible choices when it comes to your money.

The first step to your financial freedom is easier than you think.

Our team of industry thought leaders have helped thousands of families across the country live the lives of their dreams by being an active part of how they manage their money.

With our advisors’ average experience of 20+ years, we can be your greatest resource in planning for decades to come.

5 mistakes your financial
future cannot afford.

A unique financial roadmap, designed for you.

We provide our clients with total guidance and ongoing support across every financial planning challenge.

“Will I be able to live the retirement of my dreams?”

Myth:

I can invest in index funds and I will be okay.

Truth:

Investing for your unique situation should be based on a comprehensive financial plan and matching your portfolio to that plan. That takes special skill, experience and knowledge.

Truth: Nothing could be further from the truth! Investments need to be carefully monitored and managed. Any market movement can throw a portfolio out of the desired risk levels.

Contact us now
for a no-obligation conversation.

REGISTRATION
Investment advisory services offered through Better Money Decisions, LLC, an investment advisor registered through the SEC.

Copyright © 2021 Better Money Decisions. Financial Wellness for Life® is a registered trademark of Better Financial Decisions, LLC. All rights reserved.

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