Nancy Hetrick - Wealth Management in Investing, Retirement | Better Money Decisions

Nancy Hetrick



Nancy Hetrick is a Senior Advisor in our Phoenix, Arizona office where she is also the owner and CEO of Smarter Divorce Solutions, LLC. She’s been providing financial guidance and investment advice to her clients since 1999 and after her own less-than-optimal divorce in 2007, acquired the Certified Divorce Financial Analyst (CDFA® ) designation to help others avoid the divorce mistakes that she made.

She attended school thinking she would become a public school teacher but now educates her clients on wise money management, guiding individuals and couples through the tumultuous waters of divorce.

“Divorce happens but it does not have to be slash and burn devastation. I help couples put closure on their relationships with honor and respect providing financial guidance to ensure that their settlements are structured so that BOTH parties get to keep more of their own money!”

Growing up in the Rocky Mountains of western Montana, Nancy is a country girl at heart. Her mother was a victim of domestic violence because she didn’t believe she could financially make it on her own. It was this upbringing that ultimately drove Nancy to be sure that she was financially prepared and does everything in her power to help, especially women, be confident with their own money decisions.

Nancy is passionate about continuing education. In addition to her CDFA® is a Master Analyst in Financial Forensics, (MAFF® ), an Accredited Wealth Management Advisor (AWMA), an Accredited Asset Management Specialist (AAMS), a Chartered Mutual Fund Counselor (CMFC) and is trained in both mediation and Collaborative Divorce. She serves on the boards of directors with the Collaborative Professionals of Phoenix and the Arizona Association for Conflict Resolution.

Her articles appear in Huffington Post,, and Morningstar Magazine and is the author of the books Divorce Is Not For Dummies and How To Cover Your Assets. Nancy is so determined to change the face of divorce that she founded the Divorce Financial Planner Training Center to educate more financial professionals in this field.

In her free time, she enjoys hiking, riding her motorcycle, and spending time with her four children and two grandchildren.

NANCY’S WORST MONEY DECISION: Not saying anything when my husband-at-the-time insisted on getting a new car even though we were upside-down in our current car and financing the difference.


Investment advisory services offered through Better Money Decisions, LLC, an investment advisor registered through the SEC.

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